Business Owners Policy (BOP)

Insurance policies that combine protection from all major property and liability risks in one package. A BOP is an insurance package that assembles the basic coverages needed by business owners into one streamlined bundle. Business Owners Policies usually target small and medium sized business.

BOPs typically include:

  • Property – Insurance for contents such as furniture, fixtures, and equipment owned by the business and used to operate the company.
  • Liability – Insurance which covers your company’s legal responsibility for the harm that you and/or your employees may cause to third-parties resulting in bodily injury or property damage.
  • Business Interruption Insurance – Insurance that can provide reimbursement of lost revenues due to an interruption of operations resulting from a covered property loss.

BOPs do not usually cover Professional Liability, Workers Compensation, Commercial Auto; a separate policy will be needed to cover these risks.

Interested in learning more or getting the ball rolling? Our agents will be very happy to speak with you, no matter where you are located. Contact our Team today, or fill out the quote form on this page to get our partnership started. Let’s not let another day pass without your business having the coverage it needs!

Get Started!
  • For more information about our insurance services, contact us using the form below.

American Insurance Partners


Click on the links below to learn more about our insurance products: